Past performance is not indicative of future results. All investments involve risk, including the potential loss of principal. Gross returns are before deduction of advisory fees. Net returns reflect deduction of a 1.50% annual model advisory fee, deducted quarterly based on average daily balance — the highest standard rate, representing the most conservative net-of-fees scenario. S&P 500 returns reflect total return with dividends reinvested; the index is unmanaged and does not reflect fees. Performance prior to March 23, 2021 is backtested and hypothetical. Live inception March 23, 2021. Calendar year 2021 includes backtested (Jan 1–Mar 22) and live (Mar 23–Dec 31) performance; 2020 is fully backtested. All subsequent years are fully live. For complete information, refer to BRIM's Form ADV at adviserinfo.sec.gov.